I’m going to be straight with you. When I got into real estate in Charlotte, the dorm shortage at UNC Charlotte wasn’t something parents talked about as a financial strategy. It was just a problem — a stressful, expensive one. Your kid gets waitlisted for on-campus housing, you panic, you sign a lease at some overpriced apartment complex off Harris Boulevard, and $10,000 of your 529 money quietly disappears into someone else’s investment. I watched that happen to family after family. And then I started paying attention to how a small group of Charlotte parents were doing it differently. Here’s